Modern Australian home

Brisbane Mortgage Broker

Before you buy a property,
make sure the numbers
actually work.

Understand what you can realistically borrow, how lenders may assess your situation, and what loan structure may suit your situation before you commit.

English and Mandarin support available

Free Assessment

Talk through your situation with Leo

A short, straightforward conversation to understand where you stand and what options may be available. No credit check required.

You'll speak directly with Leo — not a sales team.

Direct communication

You speak directly with Leo — not a sales team or call centre.

Access to 30+ lendersNo upfront fees

How it works

Simple guidance without pressure.

01

We talk

A straightforward conversation about your situation, goals, and borrowing plans.

02

I research

I compare lenders, policies, and loan structures that may suit your circumstances.

03

You decide

I explain the options clearly so you can move forward with confidence and clarity.

Quick Estimate

Roughly what could you borrow?

This estimate is designed to give you a general idea of borrowing capacity based on common lending assumptions. Actual borrowing power can vary depending on lender policy, income type, existing debts, and living expenses.

$120,000
$0
$2,000/mo
$0/mo

Estimated borrowing power

$580,000

This estimate is intended as a general guide only. Actual borrowing capacity depends on lender policy, liabilities, living expenses, employment structure, and income type. Self-employed and contractor borrowers may qualify differently.

Get an accurate assessment

Free. No credit check. No obligation.

Direct

Speak with Leo

30+

Lenders compared

Leo Li - Brisbane Mortgage Broker

About Leo

You work with me directly —not a sales team.

Most clients who contact me are not looking for the biggest loan possible.

They want clarity.

Some have already spoken with banks and still feel unsure. Others are self-employed and do not know which lenders may actually consider their situation.

My role is to help you understand what is realistic, what is not, and what options may make sense long term.

A home loan should reduce stress — not create more of it later.

English and Mandarin support

中英文服务

How I can help

Every situation is different

Whether you are buying your first home, refinancing, investing, or self-employed, the right structure matters.

First Home Buyers

First Home Buyers

Understanding your deposit, borrowing capacity, stamp duty, and the process from start to finish.

Discuss your situation
Investment Properties

Investment Properties

Loan structure for investment strategy and future flexibility.

Learn more
Refinancing

Refinancing

Better rates, restructuring, or improved cash flow.

Learn more

I also help with

Self-EmployedPAYG vs business income, taxable income, different lender policies
Guarantor LoansFamily support, using equity, understanding the arrangement

Recent client situations

What clients are dealing with lately

Examples of situations clients recently asked for help with.

  • First home buyers using guarantor support
  • Self-employed borrowers with complex income
  • Refinancing after fixed rates expired
  • Borrowing after maternity leave
  • Structuring offset accounts correctly
  • Investment lending strategy
  • Contractor income assessment
  • Upgrading while keeping an investment property

Client experiences

Real situations, real outcomes

First home buyers

For the first time, we actually understood where we stood financially. That clarity made everything else easier.

First home buyer couple

Stretton

Self-employed

As a contractor, my income looked complicated on paper. Leo knew exactly which lenders to approach and what they needed to see.

Self-employed client

Calamvale

Guarantor loan

My parents felt much more comfortable after everything was explained clearly in Mandarin. We got into our first home months earlier than expected.

First home buyer with guarantor

Sunnybank Hills

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中文咨询

Questions

Things clients often ask

Many people start looking at properties before they fully understand their borrowing position. A proper assessment helps clarify what may be realistic, what costs to prepare for, and whether the timing is right for your situation.
This is common. Many lenders have products for self-employed borrowers, including low-doc loans and accountant-verified options. The key is knowing which lenders will look at your actual financial position, not just the tax return number.
There are several ways family can help — from gifted deposits to guarantor loans where they use their property as security. Each option has different implications for both you and your parents. I can walk through the pros and cons so everyone understands what they are agreeing to.
No. The initial conversation and estimate have no impact on your credit. A formal credit check only happens when you proceed with an actual application — and I always discuss this with you first.
It depends on your situation, but most pre-approvals take 3-5 business days once we have the documents. From there, full approval after you find a property is usually another 1-2 weeks. I will give you a realistic timeline upfront.

Get in touch

Ready to talk through
your situation?

Whether you are buying your first home, refinancing, investing, or self-employed, the first step is simply understanding your options clearly.

0433 460 924hello@leolend.com.au
Serving clients across Brisbane and Australia-wide

Mandarin support available

中文咨询服务

Your information is kept strictly confidential.